Secured Credit Cards * Credit Card Issuers network™

Secured Credit Cards

Help build - or rebuild - your credit with a secured card. These offers may need to be backed by a deposit held in a savings or checking account, which will serve as the "security" for the card. Our selection features cards with instant approval, no credit checks, or employment verification. These cards are ideal for consumers who need to improve their bad credit, as they report monthly to all three major credit bureaus: Equifax®, Experian and TransUnion®. Another option for those with poor credit is our Prepaid & Debit Cards category.

Our Top Pick: Orchard Bank Secured MasterCard®

Click on the name of a card for a detailed page.

First Option MasterCard®

No Credit Check
Approved Regardless of Credit History*
Credit limits up to $5,000.00
Reports to All 3 Bureaus

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	19.50% Fixed*	$59.00*	N/A*	None / Bad Credit OK*

Applied Bank™ Secured Visa® Gold Credit Card

9.99% Low Fixed APR - Rate Won't Change Even If You're Late!
CHOOSE Your Credit Limit Up To $5000*
$0 Fraud Liability
NO Credit Requirements
NO Income Requirements
ACCEPTED at 27 Million Locations Worldwide and Online
CREDIT Bureau Reporting

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.99% Fixed*	$50.00*	N/A*	Poor / Limited History*

Applied Bank™ Secured Visa® Credit Card

9.99% Low Fixed APR - Rate Won't Change Even If You're Late!
CHOOSE Your Credit Limit Up To $5000*
$0 Fraud Liability
NO Credit Requirements
NO Income Requirements
ACCEPTED Worldwide at Millions of Locations
CREDIT Bureau Reporting

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	9.99% Fixed*	$50.00*	N/A*	Poor / Bad Credit OK*

New Millennium Bank Secured Black Diamond Visa® or MasterCard®

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	19.50% Fixed*	$59.00*	N/A*	Poor / Bad Credit OK*

New Millennium Bank Secured Platinum Visa® or Mastercard®

Guaranteed Issue
Complimentary Online Services for account management and payments
NO Credit Check
Be approved regardless of income or credit history
Reports to the three major Credit Bureaus

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	19.50% Fixed*	$ 59.00*	N/A*	Poor / Limited History*

Orchard Bank Secured MasterCard®

Set your own credit limit starting at $200, all online
The perfect card to start building or rebuild your credit
Reporting monthly to all major credit bureaus
Your choice of payment due dates to fit your schedule
Free standard bill pay and online account management tools
E-alerts to your email or cell phone to remind you when a payment is due
Zero Fraud Liability Protection

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	7.90% Variable*	$0 (Year 1) ; $35.00*	N/A*	Poor / Bad Credit OK*

Bank Of America Secured Visa® Platinum Card

Credit Lines available from $300 to $10,000
Set your own credit limit
Build or reestablish your credit
Additional details & information
Card issued by FIA Card Services, N.A.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% (on balance transfers)*	12 billing cycles*	Prime + 10.99% Variable*	$29.00*	Yes*	Poor / Limited History*

UltraVX Visa®

Credit-On Demand™: up to $25,000 credit line—Patent Pending
Instant Approval: no credit check, no minimum income or bank account required
Credit Reporting: reports to major credit bureaus
Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	14.90%*	$83.40 ($6.95/mo.)*	N/A*	Poor / Limited History*

* When you click on the Apply Now button, you can read the latest credit card terms and conditions.

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