Prepaid & Debit Cards * Credit Card Issuers network™

Prepaid & Debit Cards

Prepaid cards (aka Stored Value cards) are reloadable cards that require payment in advance to the issuer. They can be recharged and used indefinitely anywhere where Visa® or MasterCard® are accepted. Debit cards are alternatives to cash and checks. Both can be helpful to those who need to control their spending habits. Our selection features cards with instant approval, no credit checks, or employment verification, making them ideal for those with poor or bad credit, or a limited history. Teenagers or parents looking for spending controls should visit our Prepaid Cards for Teens category.

Our Top Pick: All-Access® Visa® Prepaid Card

Click on the name of a card for a detailed page.

facecard Prepaid MasterCard®

No activation or monthly fees!
Instant and convenient access to funds (no checks!) - anyone can go to the website to set up a one time or recurring gift.
Friend-to-friend paybacks as easy as going to the website via internet or mobile phone.
Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
Use it to give a gift or get a gift-no more wasted gift cards!
Safe and easy way to have funds when studying and travelling abroad.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$0 (Other fees applied)*	N/A*	Poor / Limited History*

American Express® Gift Cards

Accepted at Over a Million Places
Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
Available in a variety of prepaid amounts
Gift Card denomination values range from $25-$500.
Replaceable
If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$0 (Other fees apply)*	N/A*	N/A*

READYdebit™ Card

Better than a checking account – Great online bill pay service with no overdraft, bounced check or NSF fees – EVER!
READYdebit is simply the best prepaid Visa card on the Net!
100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
Pay Nothing Now! – No deposits or prepayments required to get your card.
FREE Direct Deposit! – stop paying to cash your paycheck.
FREE phone and online access to your account!
It's FREE to check your balance online or over the phone!
No declined transaction fees!
Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$0 (Other fees applied)*	N/A*	Poor / Limited History*

AccountNow™ Vantage Prepaid Visa® Card

$0 ACTIVATION FEE - when you load your card by direct deposit
100% Guaranteed Approval*
FREE Credit Builder
FREE Online Bill Pay
FREE Direct Deposit
NO Overdraft Fees or Minimum Balance Required
Re-loadable with a $10,000 balance

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$59.40 ($4.95/mo.)*	N/A*	Poor / Bad Credit OK*

BuyRIGHT Prepaid MasterCard®

Get cash at over 900,000 ATMs worldwide
Pay your bills online or over the phone
Eliminate payday hassles with free direct deposit
Accepted at millions of MasterCard locations worldwide
NO credit checks
NO employment verification
NO monthly or annual fees

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$0 (Other fees applied)*	N/A*	Poor / Limited History*

UPside Visa® Prepaid Card (for Adults)

Reloadable prepaid Visa® card for 18-25 year olds.
No activation fee, no monthly or yearly fee.
Great solution for a debt-free financial future as it has no APR or overdraft allowance.
Quick, easy online application.
Free money loading with direct deposit from friends, family and employers.
Free and instant card-to-card transfer, perfect for IOUs, birthdays, holidays, etc.
Accepted anywhere Visa debit cards are accepted, including abroad and online.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$0 (Other fees applied)*	N/A*	No History*

AccountNow™ Vantage Prepaid MasterCard®

iAdvance Loan Option, no credit check needed.
$0 ACTIVATION FEE - when you load your card by direct deposit
100% Guaranteed Approval*
FREE Credit Builder
FREE Online Bill Pay
FREE Direct Deposit
NO Overdraft Fees or Minimum Balance Required
Re-loadable with a $10,000 balance

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$59.40 ($4.95/mo.)*	N/A*	Poor / Bad Credit OK*

Wired Plastic™ Prepaid Visa®

New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
No Bounced Check, NSF and Overdraft Charges EVER!
FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
FREE Bill Pay Service - Pay Anyone Online or Over the Phone
FREE Credit Builder with Overdraft Protection
FREE Mobile & Email Alerts
FREE Direct Deposit - Eliminate Check Cashing Fees
Add Cash Instantly at 100,000 Retail Locations Nationwide

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$47.40 ($3.95/mo.)*	N/A*	Poor / Limited History*

Eufora Elite Credit Builder Prepaid MasterCard®

BUILDS CREDIT! Reports to Credit Bureaus
100% Guaranteed Approval** with No Credit Check - Perfect for Bad Credit or No Credit
FREE Direct Deposit
FREE Point of Sale Transactions
FREE 24/7 Online Access
FREE Live Customer Support
Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
Safer than Cash
Cash Reward Program
ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$0 (Other fees applied)*	N/A*	Poor / Bad Credit OK*

First Vineyard MasterCard®

Receive cash back from your own spending
Receive cash compensation from the spending of anyone in your compensation tree.
Live debt free and receive compensation for your everyday spending.
Reload your card directly from your payroll or bank account
Powerful Online Account Management
Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
Card Accepted at 30 Million merchants & One Million ATM machines

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$83.40 ($6.95/mo.)*	N/A*	Poor / Limited History*

Millennium Advantage Pre-paid MasterCard®

Use your card at over 900,000 ATMs and millions of locations worldwide!
No credit check or income verification required
No Chexsystem check
No minimal balance required!
Phone and On-line account access
Shop and pay bills on-line!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$71.40 ($5.95/mo.)*	N/A*	Poor / Limited History*

All-Access® MasterCard® Prepaid Card

As seen in stores nationwide
Extra user cards – EXCLUSIVE OFFERING!
FREE (5% APR) savings account - EXCLUSIVE OFFERING!
FREE 2-way text message alerts - EXCLUSIVE OFFERING!
FREE mobile money transfers - EXCLUSIVE OFFERING!
Refer-a-Friend and you both get paid - EXCLUSIVE OFFERING!
Direct deposit - get paid fast
Pay bills online 24/7
Gold or black card options
Cash load up to $10,000 at over 65,000 locations
Signature, PIN or ATM transactions accepted
NO MONTHLY fee - ideal for occasional use
NO credit check
NO bank account required
NO upfront cost to order
NO overdraft fees
NO minimum balances

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$0 (Other fees applied)*	N/A*	Poor / Bad Credit OK*

All-Access® Visa® Prepaid Card

As Seen in Stores Nationwide
Extra User Cards - EXCLUSIVE OFFERING!
FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
Refer-a-Friend and You Both Get Paid - EXCLUSIVE OFFERING!
Direct Deposit - Get Paid Fast
Unlimited Purchase Transactions
Pay bills online 24/7
Black or silver card options
Cash load up to $10,000 at over 65,000 locations
Signature, PIN or ATM transactions accepted
NO credit check
NO bank account required
NO upfront cost to order
NO overdraft fees
NO minimum balances

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	N/A*	$0 (Other fees applied)*	N/A*	Poor / Bad Credit OK*

* When you click on the Apply Now button, you can read the latest credit card terms and conditions.

Use of this site constitutes acceptance of our Terms Of Service & Privacy Policy.
All sponsored products, company and/or brand names, trademarks & logos are the property of their respective owners.

All applications are transmitted through a secure connection. Cookies in your browser need to be enabled.