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These cards are for individuals that possess poor or bad credit, no credit or a limited history, and do not want to obtain Secured Credit Cards. Each offer has its own set of features, including: instant online decisions, fraud protection, monthly reporting to Credit Bureaus, balance transfers, and more.

A wide selection of First PREMIER Bank credit cards suitable for consumers with poor or bad credit is also available through our network partner site.

Click on the name of a card for a detailed page.


Tribute® Gold MasterCard® Credit Card
Tribute® Gold MasterCard® Credit Card
Click here to apply for the Tribute® Gold MasterCard® Credit Card
  • Unsecured Gold MasterCard® Credit Card
  • Reports to the Major Credit Bureaus
  • MasterCard® cards are accepted at over 25 million locations worldwide
  • Quick Online Decision
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 19.50%* $150.00* N/A* Poor / Bad Credit*

Continental Finance MasterCard®
Continental Finance MasterCard®
Click here to apply for the Continental Finance MasterCard®
  • Get Your Application Results in Seconds
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • No Minimum Monthly Income Requirements
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 19.92%* $50.00* N/A* Poor / Bad Credit*

Continental Finance Gold MasterCard®
Continental Finance Gold MasterCard®
Click here to apply for the Continental Finance Gold MasterCard®
  • Rates as low as 9.75% APR*
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • Prestige of carrying a Gold card
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* As low as 9.75%* $25.00* N/A* Poor / Bad Credit*

Rewards 660 Visa® Card
Rewards 660 Visa® Card
Click here to apply for the Rewards 660 Visa® Card
  • Initial payment of $40 required before account can be used
  • Proof of minimum $1,000 gross monthly income required to be approved
  • $300 Starting Credit Limit
  • No Fee Credit Limit Increases; $75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases
  • Fast Online Response
  • Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax)
  • Free Online Account Access
  • Free Online Payments
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 19.92%* $48.00* N/A* Poor / Bad Credit*

Access Visa® Card
Access Visa® Card
Click here to apply for the Access Visa® Card
  • Instant Online Decision
  • Free 24-hour Online Account Access
  • Monthly Reporting to all Major Credit Bureaus
  • Fraud Protection
  • Outstanding Customer Service
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 19.92% Fixed* $48.00* N/A* No Credit / Bad Credit*

Total Visa® Card
Total Visa® Card
Click here to apply for the Total Visa® Card
  • Instant Online Decision
  • Free 24-hour Online Account Access
  • Monthly Reporting to all Major Credit Bureaus
  • Fraud Protection
  • Outstanding Customer Service
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 19.92% Fixed* $48.00* N/A* No Credit / Bad Credit*

Capital One® Platinum MaxSM - Average Credit
Capital One® Platinum Max<sup>SM</sup> - Average Credit
Click here to apply for the Capital One® Platinum Max<sup>SM</sup> - Average Credit
  • 16.9% fixed on purchases for 3 years
  • Fixed rate won’t increase for three years - no matter what
  • No cash advance fee
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 16.90% Fixed* $19.00* Yes* Average*

* When you click on the  Apply Now  button, you can read the latest credit card terms and conditions.
 
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