| Low Interest Credit Cards |
Offers with very low Introductory APR and lower regular rate offers than the average credit card. These cards are particularly suited for consumers who carry a balance month to month, or are looking to transfer their balance. Our selection features several cards with no annual fee and built-in rewards programs. More low interest cards can be found at our 0% Interest Credit Cards or our Cash Back Credit Cards category.
Our Top Pick: Capital One® Platinum - Good Credit
Click on the name of a card for a detailed page. |
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Orchard Bank® Gold MasterCard®
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- Enjoy the prestige of a Gold MasterCard
- Receive Gold card privileges and benefits
- Great credit card to strengthen or rebuild your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
- Zero Fraud Liability Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.90% Variable* |
$79.00* |
N/A* |
Poor / Limited History* |
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Capital One® Platinum Prestige - Excellent Credit
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- 7.9% APR on purchases and balance transfers
- Your APR will not increase simply because you pay late only once or go over your credit limit
- No annual fee and no balance transfer fees
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
7.90% Variable* |
None* |
Yes* |
Excellent* |
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Capital One® Platinum - Good Credit
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- 12.9% APR on purchases and balance transfers
- Platinum membership - $0 fraud liability, 24 hour roadside assistance, and more
- No annual fee and no balance transfer fees
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
12.90% Variable* |
None* |
Yes* |
Good / Above Average* |
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Union Plus® MasterCard®
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- FREE Rewards Program designed for hard-working union members.
- Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
- Earn 1 Point for every dollar spent anywhere
- Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
- NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.
- 1.99% introductory APR on new purchases*.
- All Calls answered in the United States.
- No annual fee and No liability for unauthorized purchases
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 1.99%* |
6 months* |
As low as 12.99%* |
None* |
Yes* |
Good / Above Average* |
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Orchard Bank Classic MasterCard®
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- Reporting to major credit bureaus providing opportunity to rebuild credit
- Your choice of payment due dates to fit your schedule
- Free Standard Bill Pay and online account management tools
- Periodic credit limit increase reviews to strengthen your buying power
- E-alerts to your email or cell phone to remind you when a payment is due
- Zero Fraud Liability Protection
- You could also qualify for a Platinum, Gold or Secured card
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.90% Variable* |
$49.00* |
N/A* |
Poor / Limited History* |
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Orchard Bank Platinum MasterCard®
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- Enjoy the prestige of Platinum with no up front fees
- Premium Platinum benefits including Purchase Protection
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
- Zero Fraud Liability Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
14.90% Variable* |
$39 - $59* |
N/A* |
Poor / Limited History* |
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* When you click on the Apply Now button, you can read the latest credit card terms and conditions.
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