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Orchard Bank Secured MasterCard® |
If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the Orchard Bank Primary Cards. Over the years, millions of people have used this group of cards to build their credit history. |
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Orchard Bank Secured MasterCard® |

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- Set your own credit limit starting at $200, all online
- The perfect card to start building or rebuild your credit
- Reporting monthly to all major credit bureaus
- Your choice of payment due dates to fit your schedule
- Free standard bill pay and online account management tools
- E-alerts to your email or cell phone to remind you when a payment is due
- Zero Fraud Liability Protection
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
7.90% Variable* |
$0 (Year 1) ; $35.00* |
N/A* |
Poor / Bad Credit OK* |
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Unlike most secured cards, the Orchard Bank Secured MasterCard® has no application fee, and your deposit amount will earn interest annually.
Start building or rebuild your credit with the Orchard Bank Secured MasterCard®. We’ve loaded it with built-in features that make managing your account easy and convenient plus benefits you can really use.
Please Note: You will be taken to the Orchard Bank Credit Card Selector page where you will be pre-qualified without affecting your credit score in 60 seconds or less. You will then be provided with recommendations for Orchard credit cards that best fit your needs before you start the application process. Choose this credit card - or one that you like better - and select "Continue".
Another offer that may be of interest to you is the Applied Bank™ Secured Visa® Gold Credit Card
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* Please read the online Orchard Bank Secured MasterCard® application for complete details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all credit card details here are presented without warranty.
When you click on the Apply Now button, you can review this credit card's terms and conditions directly from the issuer's web site.
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