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First Option MasterCard® |
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First Option MasterCard® |

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- No Credit Check
- Approved Regardless of Credit History*
- Credit limits up to $5,000.00
- Reports to All 3 Bureaus
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A* |
N/A* |
19.50% Fixed* |
$59.00* |
N/A* |
None / Bad Credit OK* |
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NO CREDIT CHECK REQUIRED - Only your age, social security number, and residence will be verified through a third party source. Your credit history in connection with this application will not be considered.
BUILD YOUR CREDIT - Make your payments on time and enjoy a solid credit history on your account, and the ability to request credit line increases at any time with additional deposit(s).
CREDIT LIMIT - You will have a credit limit between $300.00 and $5,000.00 per card. YOU determine your credit limit by the amount you deposit in your collateral savings account with New Millennium Bank. Your credit limit will be equal to the balance in your collateral savings account. Minimum deposit is $300, maximum deposit is $5,000.00 (per card). You will be sent your confirmation and savings account materials after your online application is processed.
Another offer that may be of interest to you is the Applied Bank® Secured Visa® Gold Credit Card
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* Please read the online First Option MasterCard® application for complete details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all credit card details here are presented without warranty.
When you click on the Apply Now button, you can review this credit card's terms and conditions directly from the issuer's web site.
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