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Discover® MotivaSM Card |
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Discover® MotivaSM Card |

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- Pay-On-Time Bonus® equal to a full month’s interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
- Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
- No Annual Fee
- Online Account Access
- Online Bill Payment
- Complete Fraud Protection for Your Peace of Mind
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 3.99%* |
6 months* |
As low as 10.99% Variable* |
None* |
Yes* |
Above Average / Excellent* |
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The Discover® MotivaSM Card is ideal for consumers with above average credit who plan to pay their monthly statement bills on time, and are looking to take advantage of a cash back rewards program.
Through the MotivaSM reward program, you can earn a 5% to 20% Cashback Bonus® at top retailers through Discover's exclusive online shopping site, and get up to a 1% Cashback Bonus® on all your other purchases.
Better yet, there is NO limit on the amount of cash back that you can earn, and you have a full 3 years to use your rebates before they expire.
You will also be eligible to earn a Pay-On-Time Bonus® equal to a full month’s interest every time you make 6 on-time payments in a row -- twice a year, every year!
Another offer that may be of interest to you is the Blue Cash® from American Express
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* Please read the online Discover® MotivaSM Card application for complete details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all credit card details here are presented without warranty.
When you click on the Apply Now button, you can review this credit card's terms and conditions directly from the issuer's web site.
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