No Hassle Points<sup>SM</sup> Rewards - Excellent Credit * Credit Card Issuers network™

Earn 2 points per dollar spent at gas stations, major grocery and drug stores
1 point for every dollar spent on other purchases
Save with a 0% intro APR on purchases until January 2010
There is no limit to the points you can earn, and your points won't expire
No annual fee
$0 fraud liability for any unauthorized use if your card is lost or stolen
24-Hour Travel and Emergency Assistance
Emergency card replacement or cash advance if your card is lost or stolen
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone^SM on Yahoo! Shopping
What your points can get you:
Merchandise: Get your hands on the latest electronics and other must-have merchandise
Gift Cards: Gift giving just got easier with our brand-name gift cards
Cash: Pad your savings account for that next big purchase
Travel: Fly for free on your next vacation for as few as 15,000 points
No balance transfer fees

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% (on purchases)*	Until Jan. 2010*	9.90% Variable*	None*	Yes*	Excellent*

If you love to shop, the Capital One® No Hassle Points^SM Rewards credit card can mean big rewards. Every purchase you make can help you earn rewards for brand-name merchandise and gift cards.

If you feel indulged when you receive 2 times the points on purchases at gas stations and major grocery & drug stores, with 1 point for every dollar spent on other purchases* - that's because you're getting a good deal! Your points won't expire for the life of your account, and there's no limit to the number of points you can earn.

You can also create your own card at the Capital One® Card Lab

* Please read the online No Hassle Points^SM Rewards - Excellent Credit application for complete details about terms and conditions. Reasonable efforts have been made to maintain accurate information, however, all credit card details here are presented without warranty.
When you click on the Apply Now button, you can review this credit card's terms and conditions directly from the issuer's web site.

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