Introduction to American Express Card Offers -- Also known as AMEX, American Express is easily one of the most recognized names in the world of credit cards. Even though many people have a Visa or a MasterCard in their possession, they are... [More]
 

Capital One Qualification/Approval Criteria -- Capital One® uses four categories, based on your credit rating, as criteria for qualifications and approvals. Some cards may have the same name, but up to three different requirements. Please... [More]
 

Balance Transfer Guide -- Are you tired of fighting high credit card fees? Why not lower your interest payments by transferring your balance to another card. Balance transfers are one the smartest and easiest ways to... [More]
 
Contact Information for Credit Bureaus -- For your convenience, here is contact information for the major credit bureaus: Equifax Dispute An Item / Fraud Alert: 1-888-766-0008 Website: Equifax.com Experian Dispute... [More]
 
Contact Information for Credit Card Providers -- For your convenience, here is contact information for the major credit card issuers: Advanta Customer Service: 1-800-705-7255 Website: Advanta.com American Express Customer... [More]
 
Credit Card Approval Guide -- Getting approved for a credit card can be difficult without a positive credit history working in your favor. It's a Catch-22: to obtain a credit card, you need a good credit history, but to have... [More]
 
Credit Card Debt Consolidation -- Credit card debt is a big problem that has engulfed a lot of credit card holders. In most of the cases, the individuals themselves are to blame for landing themselves in such a situation. These... [More]
 
Credit Card Glossary -- Here is a list of some of the most common terms encountered during your search for a new credit card: Account set up fee - This is an initial fee that some banks or providers charge... [More]
 
Credit Card Numbers Explained -- The first digit of your credit card number is the Major Industry Identifier, or MII, which represents the issuer category: 0 = Other industry assignments 1 = Airlines 2 = Airlines... [More]
 
Disputing Credit Card Charges -- Let’s imagine for a moment that you’ve just received your credit card bill in the mail, and you think the only purchase you made with it the previous month was at the gas station. What do you... [More]
 
Effects of Bad Credit Ratings -- Whether it's due to bad spending habits, or plain carelessness, a lot of people do end up earning a bad credit rating in the initial few years of their credit card usage. Credit cards are... [More]
 
Get Out of Credit Card Debt -- Buy now and pay later. It's become the American way. There's no doubt that a credit card can be a powerful and useful tool. However, as more and more Americans discover every year, too much of a... [More]
 
Hidden Credit Card Fees -- According to federal laws, credit card fees cannot legally be "hidden" from consumers, but that doesn't mean that all credit card users fully understand how they are charged or what instances... [More]
 
How to Properly Use Your First Credit Card -- Recently acquired your first credit card? If you have, you may be tempted to use it frequently. After all, there are a number of perks to owning a credit card. With that in mind, if you are not... [More]
 
Identity Theft Guide -- You find yourself thinking: "I don't remember charging those items. I've never even been in that store." Maybe you never did charge those goods and services, but someone else did, someone who... [More]
 
Important Factors When Choosing a Credit Card -- When choosing a credit card there are a number of factors and questions you should ask yourself while you read (all) the fine print of credit card offers. Introductory Rate - Most credit... [More]
 
Introduction to 0% APR Credit Cards -- Advertising campaigns of the 0% APR credit card are prevalent – in newspapers, magazines, television, radio, brochures, and even the Internet. The question is: Do credit card companies really... [More]
 
Introduction to Credit Reports -- Your credit report contains records of each credit-based account you have opened, along with information about when it was opened, the amount of credit extended, whether the account was paid... [More]
 
Introduction to Credit Scores -- Your credit score, or your credit rating, provides the financial industry with a shortcut for comparing your credit worthiness with that of other people. Your credit score helps identify the... [More]
 
Introduction to Gasoline Rebate Credit Cards -- .AutomotiveLink { COLOR: #df0005; TEXT-DECORATION: none } .City { font-family:arial narrow, san-serif;font-size:12px;font-weight:bold; } .CitySub { font-family:arial, san-serif;font-size:10px... [More]
 
Introduction to Prepaid Credit Cards -- Prepaid credit cards have come of age with the burgeoning e-commerce activity worldwide. Presently, credit cards are an indispensable method for doing almost any business transaction,... [More]
 
Multiple Credit Cards: Pros and Cons -- Multiple credit cards come with their own set of advantages and disadvantages. If you wish to own multiple credit cards, you may gain several benefits, while losing out on other aspects.... [More]
 
Online Instant Approval Guide -- Since the advent of the Internet, credit card issuers have provided consumers with an online instant approval feature, meaning that the person applying for a credit card would easily know... [More]
 
Receiving a Higher Credit Limit on Your Card -- The overwhelming majority of credit card holders aspire for higher credit card limits. A higher limit allows them to make more purchases, and an equally higher cash advance facility.... [More]
 
Reducing Your Credit Card Interest -- Interest rates can pile up debt against consumers very quickly when they cannot pay the total amounts on their credit card bills. Consumer debt has become a huge problem for many Americans, and... [More]
 
Rewards Credit Card Guide -- In the old days, reward credit cards were primarily cards that would earn you airline miles. Those cards still exist, and are quite popular, but now you can earn everything from a new iPhone... [More]
 
Rewards Credit Card Tips -- Rewards credit cards are designed to “reward” consumers for their loyalty by giving something back to the cardholder; various rewards programs exist including points, cash back, frequent flyer... [More]
 
Secured or Unsecured Cards? Which One is Best?? -- Generally, there are two types of credit cards – secured credit card and unsecured credit cards. If you are a first time credit card applicant, it is important to know the difference... [More]
 
Steps to Improve Your Credit Score/Credit Rating -- A higher score can give you more financial options and many favorable credit offers. If you already have a good score, you can still improve it. There is no way to instantly boost your credit... [More]
 

Introduction to Discover Credit Card Offers -- Discover is one of the four major credit card brands issued primarily in the United States, with over 50 million cardholders. It was originally introduced by Sears in 1985, and recently became... [More]
 

Introduction to (JPMorgan) Chase Credit Card Offers -- Up until Chase entered the market, you would have thought a credit card was nothing more than a piece of plastic. However, Chase has redefined the meaning of cashless shopping with plastic,... [More]
 

Introduction to MasterCard Offers -- MasterCard is one of the high profile credit cards available worldwide in the market. It affords the holder plenty credit and transaction payment facilities that make owning a MasterCard a... [More]
 

Accepting Credit Card Payments -- With more and more people using credit cards in almost all transactions, businesses have to keep up with the trend and equip their establishments with the capability to accept and handle credit... [More]
 
Business Credit Cards: Pros and Cons -- One way corporations add to the list of perks of their top managers is by providing them with a business credit card . It provides a way for top managers to represent the company they work for... [More]
 
Credit Cards for Small/Home Businesses -- When trying to get a small business off the ground, it's not essential to have a credit card. But it sure helps. Carrying some "plastic" can help alleviate cash-flow crunches. And while... [More]
 

Credit Card Options for High School Students -- With credit cards making life easier for millions of Americans, younger consumers may wonder when they too can get in on the action. However, consumers will generally have to wait until they are... [More]
 
Introduction to Student Credit Cards -- If you have been thinking that you cannot get a credit card in your name before you complete your education and begin your career, you are wrong. There are credit cards which are available... [More]
 

Introduction to Visa Credit Card Offers -- Today when everything is just a click away, owning a credit card or two is nothing knew. Plastic cards have replaced paper money. Why? It's very convenient! You do not have to worry about... [More]