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Cash Back Credit Cards

Receive a percentage - usually 1 to 5% - of all your purchases back in cash with these incentivized credit cards. Advantageous for consumers who are able to pay the balance in full at the end of each month, and possess above average to excellent credit ratings. Our selection features several 0% APR on purchases & balance transfers for 6 months/billing cycles, with no annual fee offers. For a wider selection of reward cards, visit the Rewards Credit Cards category.

Our Top Pick: Blue Cash® from American Express

Click on the name of a card for a detailed page.


Total MerrillSM Cash Back Visa® Credit Card
Total Merrill<sup>SM</sup> Cash Back Visa® Credit Card
Click here to apply for the Total Merrill<sup>SM</sup> Cash Back Visa® Credit Card
  • 1% Cash Back on Virtually All Purchases
  • No Annual Fee
  • Low competitive 9.99% annual percentage rate (APR)
  • Credit Line may be as high as $250,000
  • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
1.9% (on balance transfers)* 12 billing cycles* 9.99%* None* Yes* Good / Above Average*

HSBC Platinum MasterCard® with Cash Back Rewards
HSBC Platinum MasterCard® with Cash Back Rewards
Click here to apply for the HSBC Platinum MasterCard® with Cash Back Rewards
  • Earn unlimited 1% cash back rewards on new net retail purchase, everywhere you shop!
  • Simple and straightforward rewards: no earnings caps, spending categories, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Introductory APR on card purchases and balance transfers for 12 months and no annual fee, for qualifying applicants*
  • Instant decision in as little as 60 seconds
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* As low as 8.90%* None* Yes* Good / Above Average*

HSBC Weekend Card
HSBC Weekend Card
Click here to apply for the HSBC Weekend Card
  • Earn a full 2% cash back on every new net retail purchase made on Saturdays and Sundays
  • Receive 1% cash back on new net retail purchases made Monday through Friday
  • Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Introductory APR on card purchases and balance transfers for 12 months with no annual fee, for qualified applicants*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* As low as 8.99%* None* Yes* Above Average / Excellent*

BucksBackSM Platinum Edition® Visa® Card (0 for 6)
BucksBack<sup>SM</sup> Platinum Edition® Visa® Card (0 for 6)
Click here to apply for the BucksBack<sup>SM</sup> Platinum Edition® Visa® Card (0 for 6)
  • Introductory 0% APR* on purchases for the first 6 billing cycles after your account is opened.
  • Receive $25 the first time you use your card during the first three billing cycles.*
  • Earn cash back on every purchase.*
  • Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card.
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% (on purchases)* 6 billing cycles* As low as 11.99%* None* Yes* Good / Above Average*

Personalized BucksBackSM Visa® Card
Personalized BucksBack<sup>SM</sup> Visa® Card
Click here to apply for the Personalized BucksBack<sup>SM</sup> Visa® Card
  • Personalize your credit card with your favorite photo or image.*
  • Introductory 0% APR* on purchases for the first 12 billing cycles after your account is opened.
  • $10 reward check* upon account approval.
  • $10 reward check†* when you make your first purchase with your BucksBackSM Visa Card.
  • Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card.
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 billing cycles* As low as 9.99%* None* Yes* Above Average / Excellent*

BucksBackSM Platinum Edition® Visa® Card
BucksBack<sup>SM</sup> Platinum Edition® Visa® Card
Click here to apply for the BucksBack<sup>SM</sup> Platinum Edition® Visa® Card
  • Receive $50 the first time you use your card*
  • Earn cash back on every purchase*
  • Earn additional $25 reward check or rebate credit to your account* for every $2,500 in purchases on the card.
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* As low as 14.99%* None* Yes* Good / Above Average*

Blue Cash® from American Express
Blue Cash® from American Express
Click here to apply for the Blue Cash® from American Express
  • Earn up to 5% cash back on everyday purcahses - even gas!
  • No annual fee.
  • 0% Intro APR for up to 12 months on purchases.
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% (on purchases)* Up to 12 months* As low as 8.99%* None* Yes* Above Average / Excellent*

Chase FreedomSM Credit Card
Chase Freedom<sup>SM</sup> Credit Card
Click here to apply for the Chase Freedom<sup>SM</sup> Credit Card
  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.99% Variable* None* Yes* Above Average / Excellent*

Discover® MotivaSM Card
Discover® Motiva<sup>SM</sup> Card
Click here to apply for the Discover® Motiva<sup>SM</sup> Card
  • 5% to 20% Cashback Bonus® at top online retailers
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
  • Free payment by phone
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
3.9%* 6 months* 10.99% Variable* None* Yes* Above Average / Excellent*

IberiaBank Visa® Gold Cash Back Rewards Card
IberiaBank Visa® Gold Cash Back Rewards Card
Click here to apply for the IberiaBank Visa® Gold Cash Back Rewards Card
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • No annual membership fee
  • 0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
  • No transaction fee for balance transfers
  • 25 Day grace period
  • Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% (on balance transfers)* 6 months* As low as Prime +4%* None* Yes* Above Average / Excellent*

Bank of America Cash Rewards Credit Card
Bank of America Cash Rewards Credit Card
Click here to apply for the Bank of America Cash Rewards Credit Card
  • Earn 1% cash back on all purchases with no limit to how much you can earn and no fees to redeem your cash back credit.
  • No Annual Fee.
  • 100% Fraud Protection.
  • Free online account management.
  • 0% Introductory Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 billing cycles* As low as 9.99%* None* Yes* Good / Above Average*

Capital One® No Hassle CashSM Rewards - Avg. Credit
Capital One® No Hassle Cash<sup>SM</sup> Rewards - Avg. Credit
Click here to apply for the Capital One® No Hassle Cash<sup>SM</sup> Rewards - Avg. Credit
  • 25% annual bonus on the cash you earn
  • 1% cash back on every purchase
  • 0% APR on purchases until February 2009. After that, variable APR, currently 16.90%
  • No limit on cash back and rewards won’t expire for the life of your account
  • Redeem cash whenever you want
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% (on purchases)* Until February 2009* 16.90% Variable* $29* Yes* Average*

Capital One® No Hassle CashSM Rewards - Good Credit
Capital One® No Hassle Cash<sup>SM</sup> Rewards - Good Credit
Click here to apply for the Capital One® No Hassle Cash<sup>SM</sup> Rewards - Good Credit
  • 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases.
  • No limit on cash back and rewards won’t expire for the life of your account
  • 16.9% APR on purchases and balance transfers
  • Request your cash back rewards whenever you want
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 16.90% Variable* None* Yes* Good / Above Average*

* When you click on the  Apply Now  button, you can read the latest credit card terms and conditions.
 
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