| Business Credit Cards |
Cards for corporate & small / home business owners. These cards offer special benefits to businesses, including: cash back, generous rewards, higher credit lines and expense management reporting. Our selection features several 0% APR with No Annual Fee cards. For business travel and airline credit card offers, please visit our Business Travel Cards. For charge cards, please visit our American Express Charge Cards category.
Our Top Pick: Chase Business Rebate Card
Click on the name of a card for a detailed page. |
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The Kiva BusinessCard
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- Unbeatable APR - 0% on balance transfers for 15 months, and 7.99% fixed APR thereafter*
- Anytime a business owner makes a grant to Kiva.org using their Kiva BusinessCard, Advanta will match the grant - dollar for dollar - up to $200 per month per account.
- 5% statement credit for grants to Kiva and other charitable donations, as well as up to 1% on purchases*
- No Annual Fee and No Limit on Earnings
- $0 Fraud Liability
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
15 months* |
7.99% Fixed* |
None* |
Yes* |
Good / Above Average* |
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The Business Edition® Visa® Card
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- 0% APR* on purchases for the first 12 billing cycles after account is opened
- No annual fee
- Separate business expenses for company travel, entertainment, supplies or other necessary purchases
- Online access to view transactions, pay your bill, view up to 48 prior statements for both individual cardholders and for companies with multiple cardholders
- Purchases automatically protected from theft or damage within the first 90 days
- Receive easy-to-read management reports, itemizing your employees' business expenditures
- Get records of tax-deductible expenses
- Receive up to 60% off regular rates at more than 11,000 hotels, motels and resorts in 146 countries and territories
- $100,000.00 in travel accident insurance whenever you charge the full amount of your travel tickets to your Visa® Business Card
- Auto Rental Collision Damage Waiver when you charge the full amount to your car rental to your card
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% (on purchases)* |
12 billing cycles* |
As low as 9.99%* |
None* |
Yes* |
Good / Above Average* |
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Business Edition Plus® Visa® Card
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- Introductory 0% APR* on purchases for the first six billing cycles after your account is opened.
- Earn 3 points with every dollar you spend on gas, restaurants, office supply and home improvement stores. Plus 1 point on all other purchases.*
- No annual fee.
- Receive easy-to-read management reports, itemizing your employees' business expenditures, and records of tax-deductible expenses.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% (on purchases)* |
6 billing cycles* |
As low as 9.99%* |
None* |
Yes* |
Above Average / Excellent* |
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TrueEarnings® Business Card from Costco and American Express
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- Straight cash back - 5% for buying automobile gas, 3% for eating out, 2% for traveling, 1% virtually everywhere else, including at Costco
- 0% introductory APR on purchases for the first 3 months
- No annual fee with your paid Costco Membership
- Flexible payments - pay in full or over time
- No annual fee for Additional Cards
- Save an Additional 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz®, and More
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
3 months* |
Prime Rate + 9.99%* |
None* |
Yes* |
Good / Above Average* |
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Advanta Platinum with Rewards Customized BusinessCard
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- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on office supplies, gas and more
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus logo or other image!
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
15 months* |
7.99% Variable* |
None* |
Yes* |
Good / Above Average* |
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Blue for Business® from American Express
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- 0% introductory APR on purchases for up to 15 months
- No annual fee with the flexibility to pay in full or carry a balance.
- No annual fee for Additional Cards.
- Option to enroll in the complimentary Membership Rewards Express® program, with flexible rewards for you or your business.
- There's no limit to the number of points you can earn and points have no expiration date.
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Built-in ExpressPay technology that lets you make small purchases fast without swiping your Card.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
Up to 15 months (on purchases)* |
As low as Prime + 2.99%* |
None* |
Yes* |
Above Average / Excellent* |
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Blue Cash® for Business Credit Card
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- Up to 5% Cash Back on virtually all purchases
- No limit to the cash back you can earn
- No annual fee
- 0% Intro APR for first 6 months
- Option to pay over time or pay in full
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Earn cash rewards on purchases made by additional Cardholders
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months* |
As low as Prime + 2.99%* |
None* |
Yes* |
Above Average / Excellent* |
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Chase Business Cash Rewards® Visa® Card
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- Earn up to 5% cash back with unlimited rewards potential.
- With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want.
- 0% APR on purchases and balance transfers for up to 12 months
- Pay No Annual Fee
- Receive quarterly management reports
- Receive additional cards your employees can use
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
Up to 12 months* |
As low as 10.99%* |
None* |
Yes* |
Good / Above Average* |
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Chase Business Rebate Card
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- 0% INTRO APR for up to 12 Months*
- 3% Cash Back for purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores.*
- 1% Cash Back on all other purchase.*
- No Annual Fee
- FREE additional cards for your employees, FREE quarterly reports and other online account management tools to help you keep track of your business expenses.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
Up to 12 months* |
Prime + 2.49% Variable* |
None* |
Yes* |
Good / Above Average* |
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Chase Platinum Visa® Business Card
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- Intro 0% Fixed APR for up to 12 Billing Cycles*
- No Annual Fee
- Credit Line up to $35,000
- Balance Transfer Savings
- Valuable Cardmember Services
- Emergency Cash and Card Replacement
- Lost/Stolen Card Reporting
- Up to $1,000,000 Travel Accident Insurance
- Primary Auto Rental Insurance
- Travel & Emergency Assistance
- Warranty Manager
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
Up to 12 billing cycles* |
As low as 8.99%* |
None* |
Yes* |
Good / Above Average* |
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Discover® Business Card
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- Apply Now and Get $100 Cashback Bonus*
- 0% Intro APR* on Card Purchases for 12 months
- 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
- No Annual Fee
- Fee-free Purchase checks that earn Cashback Bonus® to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
- Earn 5 to 20% Cashback Bonus at top retailers through Discover's exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% (on purchases)* |
12 months* |
13.99% Variable* |
None* |
Yes* |
Good / Above Average* |
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Business Platinum with No Hassle CashSM
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- 0% APR on purchases until October 2009
- 0% APR on transferred balances until October 2009
- 1% cash back on all purchases with no category limits and no restrictions
- A 25% bonus each year on cash you earned the previous year
- No annual fee
- Free employee cards with individual spending limits you set
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
Until October 2009* |
As low as 14.99%* |
None* |
Yes* |
Above Average / Excellent* |
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Capital One Business Platinum - Fair Credit
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- 0% APR on purchases until October 2009
- 0% APR on transferred balances until October 2009
- No annual fee
- Free year-end summary
- Free employee cards with individual spending limits you set
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
Until October 2009* |
As low as 9.99%* |
None* |
Yes* |
Limited History / Fair* |
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Platinum Business Credit Card from OPENSM
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- Option to enroll in the Membership Rewards Express® Program fee-free
- There's no limit to the number of points you can earn
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- 0% APR for the first 12 months
- No annual fee
- No annual fee for Additional Cards
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
As low as Prime + 2.99%* |
None* |
Yes* |
Good / Above Average* |
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Advanta Life-of-Balance Platinum BusinessCard
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- 2.99% APR for Life of balances transferred within 3 months
- Choice of 6% Cash Back on Bonus Qualifying purchases or Travel Rewards
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the card, plus your logo.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 2.99% Fixed* |
3 months* |
Prime + 1.74% Variable* |
None* |
Yes* |
Good / Above Average* |
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Advanta Platinum BusinessCard
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- 0% Intro APR on Balance Transfers and Purchases for 12 Months
- Prime + 5.99% Variable APR thereafter
- Up to $50,000 Credit Line
- No Annual Fee
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the top of the card
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months* |
Prime + 5.99%* |
None* |
Yes* |
Good / Above Average* |
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American Express SimplyCash® Business Card
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- Earn 5% cash back on office supplies and wireless services
- Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
- Earn 1% cash back on virtually all other purchases
- Cash back is automatically credited to the statement each month
- 0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
Up to 12 months* |
As low as Prime + 0%* |
None* |
Yes* |
Above Average / Excellent* |
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Advanta Platinum with Rewards BusinessCard
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- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter
- 7.99% Variable APR (based on Prime) on Purchases
- Up to 5% Cash Back on office supplies, gas and more
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card -- your company name on the top of the card
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
15 months* |
7.99% Variable* |
None* |
Yes* |
Good / Above Average* |
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