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Bank of America® Bank of America®

Bank of America® issues a full range of products for consumers. Their offers feature a vast assortment of rewards cards featuring low interest rates & absolute fraud protection against unauthorized use - online or offline.

Click on the name of a card for a detailed page.


Alaska Airlines Visa® Signature Card
Alaska Airlines Visa® Signature Card
Click here to apply for the Alaska Airlines Visa® Signature Card
  • 20,000 Bonus Miles upon approval online
  • 2,000 anniversary Bonus Miles when you renew your card each year
  • 1 mile for every net retail dollar spent; 2 miles for every dollar in purchases of Alaska Airlines/Horizon Air tickets and Vacations packages
  • 2 Board Room passes upon approval
  • Earn and redeem miles with 10 airline partners - award travel begins at just 20,000 miles
  • No annual mileage cap and miles never expire on active accounts
  • $75 annual fee
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* Prime + 6.99% Variable* $75.00* Yes* Good / Above Average*

Bank of America Accelerated Cash Rewards™ American Express® Card
Bank of America Accelerated Cash Rewards™ American Express® Card
Click here to apply for the Bank of America Accelerated Cash Rewards™ American Express® Card
  • Earn 1.25% cash back. Every purchase. Every time. Get your cash back your way - in a check, statement credit or direct deposit into your checking or savings account.
  • No annual fee with the flexibility to pay in full or over time
  • Introductory 0% APR for Balance Transfers*, Check Cash Advances, and Direct Deposits through your first 12 billing cycles. (These transactions are subject to a 3% transaction fee, no less than $10. Intro APR will end if late or overlimit. Payments are applied to lower rate balances first.)
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% (on balance transfers)* 12 billing cycles* As low as 9.99%* None* Yes* Good / Above Average*

Bank of America Accelerated Rewards™ American Express® Card
Bank of America Accelerated Rewards™ American Express® Card
Click here to apply for the Bank of America Accelerated Rewards™ American Express® Card
  • Earn rewards faster with 1.25 points for every net retail purchase dollar
  • 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles.
  • No annual fee and the flexibility to pay over time
  • Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Access to more than 2,200 American Express Travel Services locations worldwide to help you.
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 billing cycles* Between 9.99% & 19.99%* None* Yes* Good / Above Average*

Bank Of America Secured Visa® Platinum Card
Bank Of America Secured Visa® Platinum Card
Click here to apply for the Bank Of America Secured Visa® Platinum Card
  • Credit Lines available from $300 to $10,000
  • Set your own credit limit
  • Build or reestablish your credit
  • Additional details & information
  • Card issued by FIA Card Services, N.A.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% (on balance transfers)* 12 billing cycles* Prime + 10.99% Variable* $29.00* Yes* Poor / Limited History*

BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card
BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card
Click here to apply for the BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card
  • Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash*
  • Access to the MyConciergeSM service, a unique personal assistance service*
  • Absolute fraud protection against unauthorized use, online and offline
  • No annual fee
  • Card issued by FIA Card Services, N.A.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 billing cycles* 9.99% Platinum; 15.99% Preferred* None* Yes* Good / Above Average*

Brighter Planet™ Visa® Credit Card
Brighter Planet™ Visa® Credit Card
Click here to apply for the Brighter Planet™ Visa® Credit Card
  • 1 EarthSmart Point for every $1 net retail
  • 1,000 EarthSmart bonus points with first transaction
  • 1,000 EarthSmart bonus points for signing up for paperless statements
  • For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
  • Card issued by FIA Card Services, N.A.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* 9.99% Platinum; 15.99% Preferred* None* Yes* Good / Above Average*

Cash Rewards Platinum Plus® MasterCard® Credit Card
Cash Rewards Platinum Plus® MasterCard® Credit Card
Click here to apply for the Cash Rewards Platinum Plus® MasterCard® Credit Card
  • Earn 1% cash back on all purchases with no limit to how much you can earn and no fees to redeem your cash back credit.
  • No Annual Fee.
  • 100% Fraud Protection.
  • Free online account management.
  • 0% Introductory Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 billing cycles* Between 9.99% and 19.99%* None* Yes* Good / Above Average*

Financial Rewards® Visa® Platinum Plus®
Financial Rewards® Visa® Platinum Plus®
Click here to apply for the Financial Rewards® Visa® Platinum Plus®
  • 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
  • Earn 5 bonus points with your first purchase.
  • Points do not expire for 5 years
  • Online Banking Service
  • Total Security Protection®
  • No Annual Fee
  • Earn points towards cash back
  • Mini Card available
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 billing cycles* As low as Prime + 5.99%* None* Yes* Good / Above Average*

Home Advantage™ World MasterCard® Credit Card
Home Advantage™ World MasterCard® Credit Card
Click here to apply for the Home Advantage™ World MasterCard® Credit Card
  • 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
  • Earn 1 point for every $1 in net retail purchases at all merchants*
  • Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates*
  • Redeem your Points as extra payments - Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.*
  • No limit to the number of points you can earn each year
  • Absolute fraud protection against unauthorized use, online and offline
  • Access to the MyConciergeSM service, a unique personal assistance service*
  • Secure Online Account Access and electronic bill payment service
  • Premier services and benefits with an exceptional selection of personalized rewards. In addition to Cash, Travel, Merchandise and Payments toward any Mortgage---you get Ultimate Access™ rewards - an exclusive benefit of your WorldPoints credit card that gives you the ability to redeem for exclusive collectibles, memorable tailor-made experiences, unprecedented access to sports and entertainment personalities, access to marquee events, exclusive designer items, sports memorabilia, and once-in-a-lifetime experiences.
  • Card issued by FIA Card Services, N.A.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 billing cycles* Between 9.99% and 19.99%* None* Yes* Good / Above Average*

Pet Rewards™ Visa®
Pet Rewards™ Visa®
Click here to apply for the Pet Rewards™ Visa®
  • 1 point for every dollar you spend on everyday purchases
  • Rewards begin at just 750 points
  • Earn points toward veterinary services, pet food discount certificates, and shelter donations
  • Earn two PetRewards Points for each dollar you spend at participating veterinary clinics, pet food retailers, farm and feed stores, and neighborhood pet specialty stores
  • 500 bonus points after your first purchase.
  • Mini Card available
  • Card issued by FIA Card Services, NA
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 billing cycles* Prime + 9.99% Variable* None* Yes* Good / Above Average*

Platinum Plus® Visa® Card
Platinum Plus® Visa® Card
Click here to apply for the Platinum Plus® Visa® Card
  • 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles.
  • No Annual Fee
  • Credit lines as high as $25,000
  • Online Banking Service
  • Total Security Protection®
  • Mini Card available
  • Photo Expressions available
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% (on balance transfers)* 12 billing cycles* As low as Prime + 2.99%* None* Yes* Good / Above Average*

The Nature Conservancy Worldpoints® Platinum Plus® Visa®
The Nature Conservancy Worldpoints® Platinum Plus® Visa®
Click here to apply for the The Nature Conservancy Worldpoints® Platinum Plus® Visa®
  • The Nature Conservancy will receive 0.65% of all Net Purchases.
  • No Annual Fee & 0% intro
  • Choose from four distinct card images of places supported by The Nature Conservancy.
  • Complimentary one year membership and subscription to Nature Conservancy magazine, for new members.
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* 9.99% Platinum; 15.99% Preferred* None* Yes* Good / Above Average*

The Rainbow Card® Platinum Plus® Visa® Card
The Rainbow Card® Platinum Plus® Visa® Card
Click here to apply for the The Rainbow Card® Platinum Plus® Visa® Card
  • For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you! The Rainbow Endowment is a grant making organization that funds the GLBT community.
  • Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
  • No annual fee
  • Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more.
  • Card issued by FIA Card Services, N.A.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 billing cycles* 9.99% Platinum; 15.99% Preferred* None* Yes* Good / Above Average*

Virgin Atlantic American Express® Card - Black
Virgin Atlantic American Express® Card - Black
Click here to apply for the Virgin Atlantic American Express® Card - Black
  • 20,000 Flying Club bonus miles after your first retail purchase
  • Earn 3 miles per $1 spent on Virgin Atlantic purchases
  • Earn 1.5 miles per $1 spent in retail purchases
  • Earn up to 2 tier points per month for accelerated Flying Club status
  • Earn up to 15,000 additional bonus miles upon anniversary
  • Earn 2,500 bonus miles for each additional Cardmember added (max 2)
  • Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
  • Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 billing cycles* 14.24% Fixed* $90.00* Yes* Good / Above Average*

Virgin Atlantic American Express® Card - White
Virgin Atlantic American Express® Card - White
Click here to apply for the Virgin Atlantic American Express® Card - White
  • 12,500 Flying Club bonus miles after your first retail purchase
  • Earn 3 miles per $1 spent on Virgin Atlantic purchases
  • Earn 1 mile per $1 spent in retail purchases
  • Earn up to 7,500 additional bonus miles upon anniversary
  • Earn an 2,500 bonus miles for an additional Cardmember added (max 1)
  • Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
  • Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
  • No annual mileage cap and miles never expire on active accounts
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 billing cycles* 14.24% Fixed* $49.00* Yes* Good / Above Average*

Visa Signature® with WorldPoints™
Visa Signature® with WorldPoints™
Click here to apply for the Visa Signature® with WorldPoints™
  • Earn 1 Point for every dollar you spend in net retail purchases.* Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
  • Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
  • Absolute Fraud protection
  • Online account access and Points management
  • Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
  • 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles.
  • Card issued by FIA Card Services, NA
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 billing cycles* 7.99% Platinum; 13.99% Preferred* None* Yes* Good / Above Average*

World MasterCard® with WorldPoints™
World MasterCard® with WorldPoints™
Click here to apply for the World MasterCard® with WorldPoints™
  • Earn 1 Point for every dollar you spend in net retail purchases* Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Online account access and Points management
  • Access to the MyConciergeSM service, a unique personal assistance service
  • Absolute Fraud Protection
  • 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles.
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 billing cycles* Between 9.99% & 19.99%* None* Yes* Good / Above Average*

WorldPoints® Platinum Plus® MasterCard® Credit Card
WorldPoints® Platinum Plus® MasterCard® Credit Card
Click here to apply for the WorldPoints® Platinum Plus® MasterCard® Credit Card
  • Earn 1 Point for every dollar you spend in net retail purchases.* Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
  • No Annual Fee
  • Free 24/7 Concierge Service
  • Absolute Fraud Protection
  • 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles.
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 billing cycles* Between 9.99% & 19.99%* None* Yes* Good / Above Average*

Wyndham Rewards MasterCardSM
Wyndham Rewards MasterCard<sup>SM</sup>
Click here to apply for the Wyndham Rewards MasterCard<sup>SM</sup>
  • 13 points for every $1 you spend on qualifying hotel stays – when you use your Wyndham Rewards MasterCard credit card at these participating hotel brands.§ Wyndham Hotels & Resorts, Ramada, Days Inn, Super 8, Wingate by Wyndham, Baymont, Howard Johnson, Travelodge (US hotels only), Knights Inn and Amerihost Inn.
  • 2 Points for every $1 you charge on all other purchases§
  • 0% Introductory Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first 12 billing cycles* (subject to a 3% transaction fee, no less than $10).
  • No Annual Fee
  • 24 hour Online Access
  • Complete Fraud Protection
  • Credit Protection Available
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 billing cycles* 9.99% Platinum; 15.99% Preferred* None* Yes* Good / Above Average*

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