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American Express® American Express®

American Express® offers credit and charge cards to businesses as well as individuals. Balance on charge cards need to be repaid in full each month, but AmEx also offers several excellent credit card options with rewards.

Click on the name of a card for a detailed page.


American Express SimplyCash® Business Card
American Express SimplyCash® Business Card
Click here to apply for the American Express SimplyCash® Business Card
  • Earn 5% cash back on office supplies and wireless services
  • Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
  • Earn 1% cash back on virtually all other purchases
  • Cash back is automatically credited to the statement each month
  • 0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* Up to 12 months* As low as Prime + 0%* None* Yes* Above Average / Excellent*

American Express® Gift Cards
American Express® Gift Cards
Click here to apply for the American Express® Gift Cards
  • Accepted at Over a Million Places
  • Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
  • Available in a variety of prepaid amounts
  • Gift Card denomination values range from $25-$500.
  • Replaceable
  • If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* $0 (Other fees apply)* N/A* N/A*

American Express® Gift Cards for Business
American Express® Gift Cards for Business
Click here to apply for the American Express® Gift Cards for Business
  • Accepted at Over a Million Places
  • Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
  • Available in a variety of prepaid amounts
  • Gift Card denomination values range from $25-$500.
  • Replaceable
  • If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* $0 (Other fees apply)* N/A* N/A*

American Express® Platinum Card®
American Express® Platinum Card®
Click here to apply for the American Express® Platinum Card®
  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership - Redeemable for one round-trip domestic airline ticket!
  • Fine Hotels & Resorts Program
  • By Invitation Only® Events
  • Complimentary Airport Club Access worldwide*
  • 24-hour access to Concierge service
  • The Membership Rewards First® program
  • No Pre-set Spending Limit
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* $450.00* N/A* Above Average / Excellent*

American Express® Preferred Rewards Gold Card
American Express® Preferred Rewards Gold Card
Click here to apply for the American Express® Preferred Rewards Gold Card
  • Earn 10,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $100 Gift
  • No Pre-Set Spending Limit
  • No annual fee for the first year - $125 Thereafter
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* None (Year 1)* N/A* Above Average / Excellent*

American Express® Preferred Rewards Green Card
American Express® Preferred Rewards Green Card
Click here to apply for the American Express® Preferred Rewards Green Card
  • Earn 5,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $50 Gift
  • No Pre-set Spending Limit
  • No Annual Fee for the First Year - $95 Thereafter
  • Complimentary Enrollment in our Award Winning Membership Rewards® Program.
  • Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend and Double Points at Supermarkets, Gas Stations, Drugstores, and More!
  • Transfer Points to 17 Frequent Flyer Programs
  • Express Approval. Get a Decision in Less than 60 Seconds
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* None (Year 1)* N/A* Good / Above Average*

Blue Cash® for Business Credit Card
Blue Cash® for Business Credit Card
Click here to apply for the Blue Cash® for Business Credit Card
  • Up to 5% Cash Back on virtually all purchases
  • No limit to the cash back you can earn
  • No annual fee
  • 0% Intro APR for first 6 months
  • Option to pay over time or pay in full
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Earn cash rewards on purchases made by additional Cardholders
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months* As low as Prime + 2.99%* None* Yes* Above Average / Excellent*

Blue Cash® from American Express
Blue Cash® from American Express
Click here to apply for the Blue Cash® from American Express
  • Earn up to 5% cash back on everyday purcahses - even gas!
  • No annual fee.
  • 0% Intro APR for up to 12 months on purchases.
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% (on purchases)* Up to 12 months* As low as 8.99%* None* Yes* Above Average / Excellent*

Blue for Business® from American Express
Blue for Business® from American Express
Click here to apply for the Blue for Business® from American Express
  • 0% introductory APR on purchases for up to 15 months
  • No annual fee with the flexibility to pay in full or carry a balance.
  • No annual fee for Additional Cards.
  • Option to enroll in the complimentary Membership Rewards Express® program, with flexible rewards for you or your business.
  • There's no limit to the number of points you can earn and points have no expiration date.
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Built-in ExpressPay technology that lets you make small purchases fast without swiping your Card.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* Up to 15 months (on purchases)* As low as Prime + 2.99%* None* Yes* Above Average / Excellent*

Blue from American Express®
Blue from American Express®
Click here to apply for the Blue from American Express®
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
  • Membership Rewards Express® program
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* Up to 15 months* As low as 8.99%* None* Yes* Above Average / Excellent*

Blue Sky from American Express
Blue Sky from American Express
Click here to apply for the Blue Sky from American Express
  • 0% Intro APR for up to 12 months.
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance.
  • Earn 1 point for every dollar you spend.
  • Points good on any airline, hotel, car rental, and more.
  • No blackout dates or travel restrictions.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% (on purchases)* Up to 12 months* As low as 8.99%* None* Yes* Above Average / Excellent*

Business Green Rewards Card from OPENSM
Business Green Rewards Card from OPEN<sup>SM</sup>
Click here to apply for the Business Green Rewards Card from OPEN<sup>SM</sup>
  • Receive 5,000 bonus points on your first purchase
  • No preset spending limit* or finance charges
  • Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • No annual fee for the first year - a savings of $95
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* None (Year 1)* N/A* Good / Above Average*

Clear from American Express®
Clear from American Express®
Click here to apply for the Clear from American Express®
  • No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
  • 0% Intro APR for Up to 12 Months
  • Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
  • Pay in full, or carry a balance.
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* Up to 12 months* As low as 9.99%* None* Yes* Above Average / Excellent*

Gold Delta SkyMiles® Business Credit Card from OPENSM
Gold Delta SkyMiles® Business Credit Card from OPEN<sup>SM</sup>
Click here to apply for the Gold Delta SkyMiles® Business Credit Card from OPEN<sup>SM</sup>
  • Save a total of $250 off Delta flights. Earn 20,000 miles upon your first purchase on the Card. Sign up for two Additional Cards and earn 5,000 bonus miles.
  • Earn up to 30,000 Bonus Miles in your first year
  • Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Business Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
  • Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
  • Save 5% on all Delta flights with your Card
  • One Delta mile for virtually every dollar you spend
  • No annual fee for the first year - a savings of up to $95
  • No annual fee for Additional Cards
  • Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* Prime + 9.99%* None (Year 1)* Yes* Good / Above Average*

Gold Delta SkyMiles® Credit Card
Gold Delta SkyMiles® Credit Card
Click here to apply for the Gold Delta SkyMiles® Credit Card
  • Earn up to 25,000 bonus miles -- enough for a total of $250 off Delta flights
  • Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
  • 25,000 miles may also be redeemed for a domestic economy award ticket
  • Earn SkyMiles for every eligible dollar you spend
  • No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
  • Express Approval. Get a decision in less than 60 seconds
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.99%* None (Year 1)* Yes* Good / Above Average*

Hilton HHonors® Platinum Credit Card from American Express
Hilton HHonors® Platinum Credit Card from American Express
Click here to apply for the Hilton HHonors® Platinum Credit Card from American Express
  • Earn Up to 50,000 HHonors® Bonus Points When You Get the Card
  • No Annual Fee
  • Receive 5 HHonors Bonus Points for Each Dollar Spent at Hilton Family Hotels Including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and More and For Eligible Purchases at Supermarkets, Drugstores, Gas Stations, and More
  • Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else
  • No blackout dates
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
2.9%* 6 months* 14.99%* None* Yes* Above Average / Excellent*

JetBlue Business Credit Card from American Express
JetBlue Business Credit Card from American Express
Click here to apply for the JetBlue Business Credit Card from American Express
  • Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased directly from JetBlue, using your Card
  • 50 TrueBlue® points, worth 1/2 of a roundtrip flight, after your first purchase
  • Earn 1 Award Dollar for Virtually Every Dollar You Spend
  • Earn Double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
  • Save 3-25% on Business Purchases at Companies Like FedEx®, Hertz®, and More
  • Your TrueBlue® points do not expire when you use your Card
  • Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* Prime + 9.99%* $40.00* Yes* Good / Above Average*

JetBlue Card from American Express
JetBlue Card from American Express
Click here to apply for the JetBlue Card from American Express
  • Get 50 TrueBlue® points after your first purchase—that’s half way to an award flight!
  • TrueBlue points don't expire.
  • Earn one Award Dollar for virtually every dollar you spend
  • Earn Double Award Dollars on entertainment, leisure, travel and dining
  • 200 Award Dollars = 1 TrueBlue point and 100 TrueBlue points = one round trip flight
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.99%* $40.00* Yes* Good / Above Average*

One from American Express®
One from American Express®
Click here to apply for the One from American Express®
  • Get $50 after your first purchase
  • No Pre-Set Spending Limit
  • Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
  • Never pay interest on new purchases
  • The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
  • No Annual Fee for the first year - A $35 savings
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* As low as 10.99%* None (Year 1)* N/A* Good / Above Average*

Platinum Business Credit Card from OPENSM
Platinum Business Credit Card from OPEN<sup>SM</sup>
Click here to apply for the Platinum Business Credit Card from OPEN<sup>SM</sup>
  • Option to enroll in the Membership Rewards Express® Program fee-free
  • There's no limit to the number of points you can earn
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • 0% APR for the first 12 months
  • No annual fee
  • No annual fee for Additional Cards
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* As low as Prime + 2.99%* None* Yes* Good / Above Average*

Platinum Business FreedomPass® Card from OPENSM
Platinum Business FreedomPass® Card from OPEN<sup>SM</sup>
Click here to apply for the Platinum Business FreedomPass® Card from OPEN<sup>SM</sup>
  • 5,000 point welcome bonus with first purchase
  • Earn 1 point for virtually every dollar you spend
  • Redeem for savings on any flight, hotel, car rental or cruise
  • No blackout dates and no travel restrictions
  • 0% Introductory APR on purchases for the first 12 months
  • No annual fee and the option to pay over time or pay in full
  • No annual fee for Additional Cards
  • Save 3-25% on business purchases at companies like FedEx, Delta®, Hertz®, and more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* As low as Prime + 3.99%* None* Yes* Good / Above Average*

Platinum Delta SkyMiles® Credit Card
Platinum Delta SkyMiles® Credit Card
Click here to apply for the Platinum Delta SkyMiles® Credit Card
  • Earn 20,000 Bonus SkyMiles® (Including 5,000 Medallion Qualification Miles) After First Purchase and Another 2,500 for Adding an Additional Cardmember
  • Earn One Companion Coach Class Ticket Each Year Upon Renewal
  • Earn at Least 1 Mile for Every Eligible Dollar Spent
  • Miles Never Expire and There is No Cap on the Miles You Can Earn
  • Pay with Miles: Pay for All or Part of Your Flight with Miles - and Put the Rest on Your Card
  • Express Approval. Get a Decision in Less Than 60 Seconds
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.99%* $150 ($95 for AmEx members)* Yes* Above Average / Excellent*

Starwood Preferred Guest® Business Credit Card
Starwood Preferred Guest® Business Credit Card
Click here to apply for the Starwood Preferred Guest® Business Credit Card
  • Earn 10,000 Starpoints® with your first purchase - that's good for up to 3 free nights!
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  • Redeem at over 860 participating Starwood hotels and resorts in 95 countries with no blackout dates. Starwood hotels include Sheraton®, Westin®, W Hotels®, St. Regis®, The Luxury Collection®, Le Meridien®, and Four Points by Sheraton®.
  • Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • No annual fee for the first year - a savings of $45
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
2.90%* 6 months* Prime + 9.99%* None (Year 1)* Yes* Above Average / Excellent*

Starwood Preferred Guest® Credit Card from American Express
Starwood Preferred Guest® Credit Card from American Express
Click here to apply for the Starwood Preferred Guest® Credit Card from American Express
  • Earn Up to 25,000 Starpoints® - Enough for up to 6 Free Nights at a Category 1 or 2 Hotel.
  • Use Starpoints® for Free Nights and Upgrades at Over 860 Participating Starwood Hotels and Resorts in 95 Countries Including Sheraton, W Hotels, Westin and More with No Blackout Dates
  • No Annual Fee for the First Year and $45 Thereafter
  • Transfer Starpoints® — Amost Always on a 1:1 Basis — to the Frequent Flyer Programs of Over 30 Major Airlines
  • Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
  • Express Approval. Get a Decision in Less Than 60 Seconds
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
2.9%* 6 months* 14.99%* None (Year 1)* Yes* Above Average / Excellent*

The Gold Card from American Express OPENSM
The Gold Card from American Express OPEN<sup>SM</sup>
Click here to apply for the The Gold Card from American Express OPEN<sup>SM</sup>
  • Business ownership has become more rewarding
  • Earn up to 40,000 bonus points in your first year - enough for one domestic round-trip airline ticket plus other business supplies.
  • Points have no expiration date
  • No limit to the number of Membership Rewards® points you can earn
  • No annual fee for the first year - a savings of $125
  • No pre-set spending limit* and no finance charges
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Automatic Complimentary enrollment in the Membership Rewards® program
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* None (Year 1)* N/A* Above Average / Excellent*

TrueEarnings® Business Card from Costco and American Express
TrueEarnings® Business Card from Costco and American Express
Click here to apply for the TrueEarnings® Business Card from Costco and American Express
  • Straight cash back - 5% for buying automobile gas, 3% for eating out, 2% for traveling, 1% virtually everywhere else, including at Costco
  • 0% introductory APR on purchases for the first 3 months
  • No annual fee with your paid Costco Membership
  • Flexible payments - pay in full or over time
  • No annual fee for Additional Cards
  • Save an Additional 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz®, and More
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 3 months* Prime Rate + 9.99%* None* Yes* Good / Above Average*

TrueEarnings® from Costco and American Express
TrueEarnings® from Costco and American Express
Click here to apply for the TrueEarnings® from Costco and American Express
  • Earn Cash Back on Gas and a $25 Statement Credit with Your First Purchase Made with the Card!
  • Earn Cash Back Virtually Everywhere You Go -- 3% for Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere Else, Including Costco
  • No Annual Fee with Your Paid Costco Membership
  • The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
  • No Limit on the Cash Back Earned
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 3 months (on purchases)* 14.99%* None* Yes* Good / Above Average*

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